Products & Services


Smarter Lending, Lower Risk — AI-Powered Risk Management Solutions for Profitable Growth

LuxSecurity

A cost efficient online leads screening solution.


  • Conversion rate and CPFL improved by 25%+
  • Fraud detected early, quickly, and accurately
  • Simple API integration

LuxScore

Your new credit history score & data.


  • FPD and ROI improved by 50%+
  • Proprietary score & 690+ credit history attributes
  • Simple API integration

LuxaaS

AI powered platform with full automation.


  • Virtual Assistant handling customers phone calls
  • Loan Management System with automated underwriting & collections
  • Automation tool saving 90%+ of the time spent on IBV reviews

Why Partner with LuxCreditum


Improve Portfolio Performance

We focus on improving FPD, ROI, and CPF for your portfolio to maximize your growth, profitability, and cost savings. Our risk solutions are deeply rooted into the short-term small-dollar lending industry and our team has extensive experience in the entire lifecycle of the online lending space.


Automate Lending Process

Experience an automated underwriting and customer service process by leveraging our AI powered software. 75%+ customer calls, 50%+ loan application reviews, and 90%+ collections are handled automatically.


Ensure Data Security

Your data security is our top priority. We maintain a comprehensive information security program by implementing physical, technical, and administrative safeguards. Your data is stored using AES-256-bit encryption at rest and in transit.

Interested? Contact us for a Free test.


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